Regular Savings Accounts

• No maintenance fee
• No notice required for withdrawal
• Interest earned from day of deposit to day of withdrawal
• Dividend paid monthly

Interest Earning Share Draft Accounts

• No maintenance fee
• No notice required for withdrawal
• Interest earned from day of deposit to day of withdrawal
• Dividend paid monthly

Christmas Clubs

• Start anytime- checks are issued during October
• Dividend paid monthly

Vacation Clubs

• Start anytime- checks are issued during April
• Dividend paid monthly

Certificates of Deposit

• $1,000 minimum deposit required
• Guaranteed interest for terms ranging from 6 months to 24 months
• Dividends paid monthly

IRA Savings Accounts

• Combines the best features of a money market account and a CD
• Rates are reviewed on a quarterly basis
• Dividends paid monthly
• Regular IRA, Roth IRA and Educational IRA’s are all available.

IRA Certificate of Deposit

• $1,000 minimum deposit required
• Guaranteed interest for terms ranging from 6 months to 24 months
• Dividends paid monthly