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ENERGY ASSISTANCE LOAN PROGRAM

OUR ENERGY ASSISTANCE LOAN IS DESIGNED TO HELP OUR MEMBERS MEET THE CHALLENGE OF PAYING FOR WINTER FUEL COST

WITH THE ENERGY ASSISTANCE LOAN YOU CAN SPREAD THE COST OF HEATING YOUR HOME OVER 11 MONTHS, TAKE ADVANTAGE OF PREPAID DISCOUNTS OR TO DO ENERGY SAVING IMPROVEMENTS TO YOU HOME.

THE LOAN CHECKS WILL BE MADE PAYABLE TO THE PROVIDER.

TAKE THE WORRY OUT OF THIS YEAR’S HIGH HEATING COST.

THE RATE ON THIS LOAN IS AS LOW AS

4.25%*

* $2,000 LOAN 4.25% 11 MONTHS MONTHLY PAYMENTS $185.74

AUTO LOAN SPECIAL

Rates as low as 4.99% APR Five Years

ex: $15,000 for 60 months payments of $281 with payroll deduction.

Certificate of deposits:

Still time to take advantage of our great Certificate of Deposit Rates

Six Month Certificate 2.78% APY

One Year Certificate 3.04% APY

Two Year Certificate 3.14% APY

Free ATM Withdrawals:

Did you know that there are 2,800 ATM machines nationwide that allow free ATM withdrawals? The SUM network is a program offered to banks and credit unions and administered by NYCE. NYCE is a leading electronic payments network that enables ATM and debit card access for the customers of its financial institution clients. Cardholders of financial institutions that have joined NYCE's SUM Program can make withdrawals at designated ATMs owned by other SUM Program members without paying a surcharge.

To locate a SUM network ATM go to www.sum-atm.com or call the Credit Union for assistance.